Jenna Pellicori-Curry spent around $40,000 out-of-pocket on medical treatments to conceive her first child, who is now 3 years old. She had struggled for three years with infertility, and experienced ectopic pregnancy — a dangerous condition in which a fertilized egg does not implant in the uterus, often staying in the fallopian tube. Like many people, Pellicori-Curry at the time did not have …